Health Insurance, Benefits & Federal Laws

Questions

A major medical policy with a $1,000 deductible and 80/20 coinsurance clause mea…
Which of the following best describes a flexible spending account (FSA)?
A PPO (Preferred Provider Organization) differs from an HMO in that it:
The mental health parity law requires group health plans to:
The pre-existing condition exclusion period under HIPAA for group health plans w…
HIPAA (Health Insurance Portability and Accountability Act) primarily protects:
Under the "birthday rule" for coordination of benefits, when two parents cover a…
Under Social Security disability benefits, a claimant must be unable to perform …
Under the ACA (Affordable Care Act), what is the maximum annual out-of-pocket li…
Medicare Part A primarily covers:
A disability income policy with an "own occupation" definition of disability pay…
Which of the following is NOT covered by Medicare Part A?
The elimination period in a disability income policy is best described as:
Medicare Part D provides coverage for:
Medicare Part B covers which of the following?
A Medicare supplement (Medigap) policy is designed to:
Which of the following is true regarding group health insurance underwriting?
A health insurance policy's stop-loss (out-of-pocket maximum) provision:
Medicaid is a government health insurance program primarily designed to serve:
A long-term care insurance policy typically begins paying benefits when the insu…
A disability income policy's benefit period refers to:
A health insurance policy that requires the insured to choose a primary care phy…
The coordination of benefits (COB) provision in a group health policy prevents:
An accidental death and dismemberment (AD&D) policy pays the "capital sum" for:
The COBRA continuation coverage law requires employers with 20 or more employees…
A health savings account (HSA) can only be established by an individual enrolled…